TURNTIME

CONVENTIONAL

INITIAL DECISION

1
DAY(S)
OR
LESS
CURRENT TURN TIMES
PRODUCT SUBMISSION UNDERWRITING CONDITIONS REVIEW LOAN DOCS FUNDING
CONVENTIONAL
1 DAY 1 DAY 1 DAY 1 DAY 1 DAY
JUMBO
1 DAY 2 DAYS 2 DAYS 1 DAY 1 DAY
FHA
1 DAY 2 DAYS 2 DAYS 1 DAY 1 DAY
VA
1 DAY 2 DAYS 2 DAYS 1 DAY 1 DAY
NON-QM
1 DAY 3 DAYS 3 DAYS 1 DAY 3 DAYS
USDA
COMING SOON!

Last Updated: 9/26/18 at 2:45 pm PST

Submission

Loans submitted prior to 6PM PST are considered same day submission.
Unfortunately, loans submitted after 6PM PST is considered next day submission.

Underwriting

Registration to underwriting pipeline prior to 6PM PST will be considered same day.
Unfortunately, registrations after 6PM PST is considered next day.

Conditions Review

Conditions uploaded prior to 5PM PST will be considered same day.
Unfortunately, conditions uploaded after 6PM PST considered next day.
Please note, uploading any conditions will reset the timer on the file.
Turn time is based on last condition upload.

Loan Docs

Loan documents are usually drawn same day as requested day.
Loan Docs Draw Request prior to 3PM PST will be drawn by end of business day.
Request received after 3PM PST will be considered for next business day.

Funding

All funding conditions must be received prior to 5PM PST for next day funding.
Funding conditions received after 5PM PST will considered next day.

Important Dates To Follow

September DOCS Cut-Off Dates (November 1st Payments)
Last Day To Order Initial CD
Purchase(CONV) 9/19/2018
Refinance(CONV) 9/18/2018
Purchase(FHA) 9/19/2018
Refinance(FHA) 9/18/2018
FHA Streamline 9/14/2018
Last Day To Order Loan Doc
Purchase(CONV) 9/25/2018
Refinance(CONV) 9/24/2018
Purchase(FHA) 9/25/2018
Refinance(FHA) 9/24/2018
FHA Streamline 9/19/2018
Last Day To Return
Purchase(CONV) 10/2/2018
Refinance(CONV) 10/1/2018
Purchase(FHA) 10/2/2018
Refinance(FHA) 10/1/2018
FHA Streamline 9/24/2018
Last Day To Fund
Purchase(CONV) 10/5/2018
Refinance(CONV) 10/5/2018
Purchase(FHA) 10/5/2018
Refinance(FHA) 10/5/2018
FHA Streamline 9/27/2018